Bankruptcy is a legal financial status that can have positive and negative effects. It is strongly recommended that a debtor who is considering bankruptcy seek advice from an independent and qualified source. Bankruptcy can affect a person’s ability to get credit and employment opportunities.

Contributors

Paul Latimer

Adjunct Professor, Swinburne Law School

Understanding bankruptcy: Contacts

Australian Competition & Consumer Commission (ACCC)
Web: https://www.accc.gov.au
The ACCC deals with complaints about prices, unfair market prices and advertising.

Australian Financial Complaints Authority (AFCA)
Tel: 1800 931 678
Email: info@afca.org.au
Web: www.afca.org.au

Australian Financial Security Authority (AFSA)
Tel: 1300 364 785
Web: www.afsa.gov.au

Australian Securities & Investments Commission (ASIC)
Tel (infoline): 1300 300 630
Web: https://asic.gov.au
ASIC deals with complaints about companies.

Consumer Action Law Centre (CALC)
Tel (legal help line): 1800 466 477 (Monday, Wednesday, Thursday and Friday, 10 am to 1 pm)
Web: https://consumeraction.org.au

Financial Rights Legal Centre
Tel: (02) 9212 4216
Email: info@financialrights.org.au
Web: https://financialrights.org.au

National Debt Helpline
Tel: 1800 007 007
Web: www.ndh.org.au

Social Security Rights Victoria (SSRV)
Tel: 9481 0355; 1800 094 164 (rural callers)
Web: www.ssrv.org.au

SSRV provides assistance about Centrelink legal matters to residents of Victoria.

VET Student Loans Ombudsman
Tel: 1300 362 072
Email: vet@ombudsman.gov.au
Web: https://vet.ombudsman.gov.au

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